We've all seen the movies—someone passes away, and the family gathers for the dramatic will reading, only to spiral into chaos when expectations don't match reality. But in real life, it doesn't have to be that way.

Estate planning is a crucial topic, but it's often cloaked in sensitivity, especially when older loved ones feel that their finances are private matters. Knowing how to navigate this conversation respectfully and effectively is crucial.

The holidays are a great time to catch up with loved ones, so why not make the most of it by having some important conversations? One topic that is often overlooked, yet critical to discuss is estate planning. Here are a few reasons you may want to sit down with your loved ones this year to talk about your wishes and answer any questions they may have so that everyone is on the same page if something happens to you.