Wealth is a blessing that is earned by a few, partially earned by many more, and entirely unearned by some, yet it always involves some form of luck—creating something or investing in something at the exact right time, being born into a particular family, living in a certain city or country. Many parents lie awake at night wondering whether a large inheritance might dull their children’s drive, sense of purpose in life, or compassion for others who are struggling financially. The worry is easy to understand. The same resources that opened doors to good schools and travel could remove the urgency that pushed you to build that wealth in the first place.